Terms of Service

By creating an account or using Xfx (the "Service"), you agree to these Terms of Service and to our Privacy Policy. If you don't agree, don't use the Service.

You must be at least 18 years old, or the age of legal majority where you live if that's older, and legally able to enter into these terms. You're responsible for making sure trading on a platform like Xfx is lawful where you live before you sign up.

Xfx is a fixed-time trading platform. You choose a market (live crypto or an XFX OTC market), an expiry and an amount, and place a CALL (higher) or PUT (lower) trade. It is not a broker, not an investment adviser, not a fund manager, and does not provide financial, investment, or tax advice. Nothing on this Service is a recommendation to buy, sell, or hold any instrument.

XFX-priced OTC markets are generated by Xfx's own deterministic engine; "REAL" markets are priced by an external market-data provider. In both cases entry price, payout and settlement are decided by the server, and an exact tie at expiry refunds your stake.

Platform trading runs on your Xfx balance. Deposits (USDT TRC20 or M-Pesa) credit that balance once confirmed, and withdrawals are processed from your balance to your own address or number. You're responsible for the security of your account credentials, for any taxes owed on your trading activity, and for complying with any applicable law.

Fixed-time trading carries a real risk of losing money, including losing your entire stake on a trade and longer losing streaks. Past results shown anywhere on Xfx, including win rates and history, are historical and do not predict future performance.

Your payout is shown before you place a trade: stake × (1 + payout%). A CALL wins if the price at expiry is higher than entry, a PUT wins if it is lower, and an exact tie refunds your stake.

Only ever trade with money you can afford to lose.

Trading is always available with your balance. Optional paid plans — Pro and Plus — are billed at the price shown on the Plans page at the time you subscribe. We may change prices for future billing periods; if we do, we'll show the new price before you're charged it.

Paying with M-Pesa is a one-time charge for one period — it does not renew automatically. You'll need to pay again to continue past the period you paid for.

Payments are handled by PayHero; Xfx does not see or store your M-Pesa PIN details. Except where required by law, payments are non-refundable once a period has started — including if you stop using the Service partway through a period you already paid for.

You agree not to:

• Use the Service for any fraudulent, unlawful, or abusive purpose.
• Attempt to reverse-engineer, scrape, or interfere with the Service or its infrastructure.
• Share your account with others or use it on someone else's behalf without permission.
• Initiate a chargeback or payment dispute without first contacting us to resolve the issue.

We may suspend or terminate your access to the Service, including an active subscription, if we reasonably believe you've violated these terms, engaged in fraud or abuse, or if we're required to by law. Where practical, we'll tell you why.

You can stop using the Service, or cancel a subscription, at any time.

The Xfx name, interface, and software are owned by Xfx and its operators. You may not copy, resell, or create derivative products from the Service without permission.

The Service is provided "as is," without warranties of any kind, including that it will be uninterrupted, error-free, or profitable. Trade execution depends on our market-data providers' systems and public network conditions outside our control.

To the fullest extent permitted by law, Xfx and its operators are not liable for trading losses, indirect or consequential damages, or losses arising from market-data provider outages, network issues, or your own trading choices.

We may update these terms as the Service evolves. Material changes will be reflected by a new "Last updated" date above; continuing to use the Service after a change means you accept the update.

These terms are governed by the laws of Kenya, without regard to conflict-of-law principles, unless a different law is required to apply where you live.

Questions about these terms? Email support@xfxtrade.pro.